:root{--pac-blue:#251f5b;--pac-blue-rgb:37,31,91;--pac-green:#f0cdaf;--pac-bg-light:#f8fafc;--pac-border:#e2e8f0;--pac-text-dark:#1f2937;--pac-text-gray:#4b5563}main{padding-top:80px}.pac-section{background-color:#fff;padding:80px 0;position:relative}#pac-hero{background-position:50%;background-size:cover;background-attachment:fixed;align-items:center;min-height:500px;padding:0;display:flex;position:relative}.pac-hero-overlay{background:linear-gradient(to right,rgba(var(--pac-blue-rgb),.95),rgba(var(--pac-blue-rgb),.7));z-index:1;width:100%;height:100%;position:absolute;top:0;left:0}.pac-hero-container{z-index:2;text-align:center;width:100%;position:relative}.pac-hero-content{max-width:800px;margin:0 auto}.pac-subtitle{color:var(--pac-green);text-transform:uppercase;letter-spacing:1.5px;margin-bottom:15px;font-size:1rem;font-weight:700;display:inline-block}.pac-hero-content h1{color:#fff;margin-bottom:20px;font-size:2.8rem;font-weight:800;line-height:1.25}.pac-hero-content p{color:#ffffffe6;margin-bottom:35px;font-size:1.2rem;line-height:1.6}.pac-btn{background-color:var(--pac-green);color:var(--pac-blue);border-radius:6px;align-items:center;padding:16px 36px;font-size:1.1rem;font-weight:700;text-decoration:none;transition:all .3s;display:inline-flex}.pac-btn:hover{color:#fff;background-color:#00b875;transform:translateY(-2px)}.pac-btn i{margin-right:8px;font-size:1.2rem}.pac-section-header{text-align:center;max-width:700px;margin:0 auto 50px}.pac-section-header h2{color:var(--pac-blue);margin-bottom:15px;font-size:2.2rem;font-weight:800}.pac-section-header p{color:var(--pac-text-gray);font-size:1.1rem;line-height:1.6}#pac-risks{background-color:var(--pac-bg-light)}.pac-risks-grid{grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:30px;display:grid}.pac-risk-card{border:1px solid var(--pac-border);background:#fff;border-radius:8px;padding:35px 25px;transition:transform .3s,box-shadow .3s}.pac-risk-card:hover{transform:translateY(-5px);box-shadow:0 10px 25px #251f5b14}.pac-risk-card i{color:var(--pac-blue);margin-bottom:20px;font-size:2.2rem}.pac-risk-card h3{color:var(--pac-text-dark);margin-bottom:12px;font-size:1.2rem;font-weight:700}.pac-risk-card p{color:var(--pac-text-gray);font-size:.95rem;line-height:1.6}#pac-comparison{background-color:var(--pac-blue);padding:100px 0}.pac-comparison-wrapper{max-width:1000px;margin:0 auto}.pac-comp-header{text-align:center;margin-bottom:50px}.pac-comp-header h2{color:#fff;margin-bottom:15px;font-size:2.2rem;font-weight:800}.pac-comp-header p{color:#fffc;max-width:700px;margin:0 auto;font-size:1.1rem}.pac-comp-box{background:#fff;border-radius:12px;grid-template-columns:1fr 1fr;display:grid;overflow:hidden;box-shadow:0 20px 40px #0003}.pac-comp-col{padding:40px}.pac-comp-col.bad{border-right:1px solid var(--pac-border);background:#fdfdfd}.pac-comp-col.good{background:#fff}.pac-comp-col h4{align-items:center;gap:10px;margin-bottom:25px;font-size:1.3rem;font-weight:700;display:flex}.pac-comp-col.bad h4{color:#e53e3e}.pac-comp-col.good h4{color:#00d084}.pac-comp-col ul{padding:0;list-style:none}.pac-comp-col ul li{color:var(--pac-text-gray);margin-bottom:15px;padding-left:20px;font-size:1rem;line-height:1.6;position:relative}.pac-comp-col ul li:before{content:"•";color:var(--pac-border);font-weight:700;position:absolute;top:0;left:0}.pac-solution-grid{grid-template-columns:1fr 1.2fr;align-items:center;gap:60px;display:grid}.pac-solution-image img{border-radius:8px;width:100%;box-shadow:0 10px 30px #251f5b1a}.pac-solution-text h2{color:var(--pac-blue);margin-bottom:20px;font-size:2.2rem;font-weight:800;line-height:1.3}.pac-solution-text p{color:var(--pac-text-gray);margin-bottom:30px;font-size:1.1rem;line-height:1.7}.pac-benefits-list{padding:0;list-style:none}.pac-benefits-list li{align-items:flex-start;margin-bottom:20px;display:flex}.pac-benefits-list li i{color:#fff;background-color:var(--pac-green);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:24px;height:24px;margin-top:3px;margin-right:15px;font-size:.8rem;display:flex}.pac-benefits-list li div{color:var(--pac-text-dark);font-size:1.05rem;line-height:1.5}#pac-steps{background-color:var(--pac-bg-light)}.pac-timeline{max-width:800px;margin:0 auto;position:relative}.pac-timeline:before{content:"";background:var(--pac-border);width:2px;position:absolute;top:0;bottom:0;left:24px}.pac-timeline-item{margin-bottom:40px;padding-left:70px;position:relative}.pac-timeline-item:last-child{margin-bottom:0}.pac-tl-number{border:2px solid var(--pac-blue);width:50px;height:50px;color:var(--pac-blue);z-index:2;background:#fff;border-radius:50%;justify-content:center;align-items:center;font-size:1.2rem;font-weight:800;display:flex;position:absolute;top:0;left:0}.pac-tl-content h3{color:var(--pac-blue);margin-bottom:10px;padding-top:12px;font-size:1.3rem;font-weight:700}.pac-tl-content p{color:var(--pac-text-gray);font-size:1.05rem;line-height:1.6}.pac-faq-container{max-width:800px;margin:0 auto}.pac-section-title-center{color:var(--pac-blue);text-align:center;margin-bottom:40px;font-size:2.2rem;font-weight:800}.pac-accordion{border:1px solid var(--pac-border);background:#fff;border-radius:6px;margin-bottom:15px}.pac-accordion summary{color:var(--pac-text-dark);cursor:pointer;justify-content:space-between;align-items:center;padding:20px;font-size:1.1rem;font-weight:700;list-style:none;display:flex}.pac-accordion summary::-webkit-details-marker{display:none}.pac-accordion summary:after{content:"";color:var(--pac-green);font-family:"Font Awesome 6 Free";transition:transform .3s}.pac-accordion[open] summary:after{transform:rotate(180deg)}.pac-accordion-content{color:var(--pac-text-gray);padding:0 20px 20px;font-size:1.05rem;line-height:1.6}#pac-cta{background-color:var(--pac-blue);text-align:center;padding:100px 0}#pac-cta h2{color:#fff;margin-bottom:20px;font-size:2.4rem;font-weight:800}#pac-cta p{color:#fffc;margin-bottom:40px;font-size:1.2rem}.reveal-on-scroll{opacity:0;transition:opacity .8s ease-out,transform .8s ease-out;transform:translateY(30px)}.reveal-on-scroll.is-visible{opacity:1;transform:translateY(0)}.pac-risk-card:nth-child(2){transition-delay:.1s}.pac-risk-card:nth-child(3){transition-delay:.2s}.pac-risk-card:nth-child(4){transition-delay:.3s}@media (max-width:992px){.pac-comp-box{grid-template-columns:1fr}.pac-comp-col.bad{border-right:none;border-bottom:1px solid var(--pac-border)}.pac-solution-grid{grid-template-columns:1fr}.pac-solution-image{order:-1}}@media (max-width:768px){.pac-section{padding:60px 0}.pac-hero-content h1{font-size:2.2rem}.pac-section-header h2,#pac-cta h2,.pac-section-title-center{font-size:1.8rem}#pac-hero{background-attachment:scroll}.pac-timeline:before{left:20px}.pac-tl-number{width:40px;height:40px;font-size:1rem}.pac-timeline-item{padding-left:60px}.pac-tl-content h3{padding-top:8px}}